Happy Friday to all of our SJE blog followers! I know I say this at the beginning of every month, but I seriously can’t believe how time flies. I am excited to introduce our new Feature Friday blog series. This month we will be focusing in on having that Plan B for your wedding. As much as I would love for every wedding to always go off without a hitch, this is not always the case with Mother Nature. She is unpredictable and often not on our schedule. With the start of hurricane season on June 1st, I want to share with you today how to start preparing your Plan B:
- Be Proactive. I list this first because don’t ever start preparing for your back-up plan the day of your wedding. If it is raining and you are needing a tent, they can often be completely booked and if a hurricane strikes it’s too late for wedding insurance or any negotiations with vendors.
- Read through every vendor contract and find out about their Natural Disaster policy.You can normally find this under the Force Majeure Clause. Most vendors say they cannot be held responsible for an “Act of God”. Often they can’t give you your money back. For example; a florist has to order your flowers a couple weeks in advance and if a hurricane hits they loose money too. A venue could be booked straight for the next year and might not be able to have your wedding after a natural disaster. Keep in mind that some businesses might not even recover after a disaster like a hurricane and then there is definitely not an option of getting any money back.
- Ask the Vendor if they will give you any partial reimbursement or vouchers. Some vendors might offer a voucher to use if they are available. Be sure to always get that placed in the contract.
- Get wedding Insurance. I cannot stress the importance of this item. For the same reason we insure our $10,000 to $100,000 dollar automobiles, we should also insure our wedding. If a hurricane was to hit on the day of your wedding then your $30,000 day is gone, but with wedding insurance you can still recover your money. A wedding is an investment and protecting that investment is crucial.
Now that we have found ways and reasons to get your wedding plan started, check back with us next Friday to learn more about wedding insurance and all the items it can cover.
Photo Courtesy of SLEDD Photography
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